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Today's Rates

Last update: Aug 28 2008 5:47PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
6.000 0.875 6.106
6.125 0.250 6.172
6.250 -0.250 6.25
6.375 -0.750 6.327
15 yr fixed conforming
5.375 1.250 5.607
5.500 0.875 5.674
5.625 0.250 5.702
5.750 -0.250 5.75
5.875 -0.625 5.816
3/1 ARM
4.875 1.125 5.362
5.000 0.875 5.37
5.125 0.625 5.378
5.250 0.375 5.385
5.375 0.125 5.393
30/5 yr fixed or 5/1 ARM
5.250 1.125 5.517
5.375 0.750 5.531
5.500 0.500 5.556
5.625 0.125 5.569
5.750 -0.125 5.595
30/7 yr fixed or 7/1 ARM
5.750 1.250 5.755
5.875 0.875 5.784
6.000 0.500 5.812
6.125 0.250 5.853
6.250 -0.125 5.882
10/1 ARM
6.125 1.208 6.041
6.250 0.876 6.093
6.375 0.586 6.149
6.500 0.323 6.208
6.625 0.071 6.268
1 year ARM
6.500 0.425 5.631
6.625 0.300 5.631
6.875 0.175 5.642
7.250 0.050 5.664
7.500 -0.075 5.674
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
6.250 1.625 6.418
6.375 0.875 6.471
6.500 0.375 6.548
6.625 0.000 6.637
15 yr fixed jumbo
5.750 1.875 6.065
5.875 1.250 6.091
6.000 0.875 6.157
6.125 0.500 6.223
6.250 0.250 6.309
3/1 jumbo ARM
5/1 jumbo ARM
9.500 2.000 7.385
9.625 1.875 7.429
9.750 1.750 7.473
7/1 jumbo ARM
10/1 jumbo ARM
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
5.625 1.000 5.65
5.750 0.625 5.664
5.875 0.375 5.689
6.000 0.125 5.715
6.125 -0.125 5.74
7/1 ARM Interest-Only
5.875 1.250 5.795
6.000 0.875 5.824
6.125 0.625 5.865
6.250 0.375 5.906
6.375 0.125 5.947
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
9.750 2.000 7.502
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.